Well, here we are in snowy Spokane.  Most of us anxious for WARMER weather and perhaps some melting snow.  I have to admit, though, that I did spend some time in the wintery mountains of Idaho this past week and it was truly a treat to see so much snow.  I even tried to break my back snowboarding with my 6 year old son.  Let's just say he lands a little softer than Dad.  Then, since I did not have enough fun being taken down by a sneaky little snowboarding-hotshot-maybe 10 year old girl...I tried my luck on skis with my 9 year old daughter.  How come they can snowboard and ski faster than me??  Thankfully I did not break my back but only re-aligned my spine and neck ( not by choice ) and had a few moments to consider interest rates.

 

Below is the most recent 13 month rate chart courtesy of Maria Burton at Windermere Mortgage Services.   Please note that rates today are less than they were a year ago.  Why is this important...BECAUSE THEY ARE LOWER THAN THEY WERE A YEAR AGO.